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More time for hugs
A qualifying lump-sum benefit may help offset lost income when a parent needs time away from work.
InsuranceVilla • Children's critical illness protection
Little hearts.
Big tomorrows. 💛
Childhood should be full of giggles, adventures and dreams. If a serious illness happens, the right insurance can help parents focus more on their child—and less on unexpected financial pressure.
For eligible children aged 30 days–15 years • Coverage subject to policy terms and underwriting.
❤️ A little care goes a long way!
37covered critical illnesses
$10K–$50Kavailable face amounts
30 days–15eligible issue age
To age 75level premiums, per policy
Made with parents in mind
Because being there means everything.
A covered diagnosis can change a family's daily life overnight. A critical illness benefit can create more financial breathing room so you can be present for what matters.
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Help with extra costs
Travel, family accommodation and other expenses can add up alongside medical care.
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Plan for the future
Starting while your child is eligible and healthy may help preserve valuable protection over time.
Humania Assurance • Children360
A safety net around their biggest dreams
Children360 helps protect your family financially if your child meets the policy definition of one of 37 covered critical illnesses, including seven childhood-specific conditions.
What families should know
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37 covered illnessesExamples include certain cancers, type 1 diabetes and other defined conditions. Each claim must satisfy the precise policy wording.
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Choose $10,000–$50,000For eligible claims, the benefit is paid as a lump sum to the policyholder.
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Early eligibilityDesigned for healthy children aged 30 days to 15 years at issue, with eligibility questions and underwriting.
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Term to age 75Level premiums are guaranteed to age 75 as described by Humania. Conversion features have separate rules.
Note for parents: This is insurance protection—not a medical-care or preventive-health program. Payment is subject to covered diagnoses, definitions, exclusions, survival periods and other contractual conditions.
Make it your family's plan
Pick the extras that matter to you
Humania offers optional coverage choices. They aren't automatically included with the basic critical illness benefit.
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Life insurance choices
Ask about critical illness or life insurance payable at the first insured event, and separately available additional life insurance.
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Option Plus
Optional benefits for compassionate leave, hospitalization, eligible out-of-Canada medical care and accidents, each subject to specific triggers and limits.
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Return of premiums
Optional premium-refund provisions may return a specified portion of eligible premiums at defined milestones or under eligible circumstances.
Humania's published Option Plus material describes an additional $10/month for the rider. Consult the current illustration and contract to confirm costs, exclusions and benefit limits.
Simple as 1 • 2 • 3
Start with a conversation, not a commitment
We'll help you understand how children's critical illness coverage fits into your broader family protection plan.
1
Tell us your family's goals
Discuss your child's age, the budget you're comfortable with and what you most want to protect.
2
Review options together
Compare coverage amounts, optional riders and the insurer's current premiums and conditions.
3
Choose with confidence
Apply only when you understand the eligibility questions, exclusions and what the policy does—and doesn't—cover.
Parents ask. We explain.
A few helpful answers before your family review.
Does this pay for any childhood illness?
No. It covers the 37 specified critical illnesses only when the diagnosis and all claim conditions meet the contract's definitions and rules.
Can a child get coverage without a medical examination?
Humania describes an online application with 15 eligibility questions and no medical exam. Approval remains subject to eligibility and underwriting criteria.
Are hospitalization and compassionate leave benefits included?
These are part of the optional Option Plus rider, not the standard base critical illness-only plan.
Can coverage continue when my child grows up?
The Children360 policy is described as term to age 75, subject to the contract. Humania also describes conversion features up to age 60; ask us to explain applicable requirements.
Is the monthly price guaranteed for everyone?
No. Displayed amounts are insurer-published examples. Final eligibility, current prices and optional rider costs must be confirmed through Humania's current illustration.
Let's protect the little moments
Every child deserves room to dream. 🌈
Ready to explore options? Ask InsuranceVilla for a friendly, no-obligation review of Children360 and your family's broader protection needs.
Independent advisor • Clear explanations • No-pressure guidance